{"id":726,"date":"2026-04-09T20:13:13","date_gmt":"2026-04-09T20:13:13","guid":{"rendered":"https:\/\/staging.tbfdemos.com\/ow\/london\/new-optional-benefits-for-2026\/"},"modified":"2026-04-20T14:22:22","modified_gmt":"2026-04-20T14:22:22","slug":"new-optional-benefits-for-2026","status":"publish","type":"page","link":"https:\/\/staging.tbfdemos.com\/ow\/london\/new-optional-benefits-for-2026\/","title":{"rendered":"New Optional Benefits for 2026"},"content":{"rendered":"
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\nWhat\u2019s becoming optional?\n<\/h2>
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Income Replacement<\/h4>

Helps replace income you or another covered person may lose because of an auto accident.<\/p>\n<\/div>\n<\/div>

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Non-Earner<\/h4>

If you or another covered person is a student or unemployed and an auto accident keeps you from leading a normal life, this benefit can provide financial support while you recover.<\/p>\n<\/div>\n<\/div>

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Caregiver Benefits<\/h4>

Helps cover caregiving expenses if you or another covered person is injured in an auto accident and can no longer provide care for a household member, such as a child or aging parent, who needs it.<\/p>\n<\/div>\n<\/div>

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Lost Educational Expenses<\/h4>

If an auto accident keeps you or another covered person from attending school or an education program, this benefit can help cover the costs you have lost.<\/p>\n<\/div>\n<\/div>

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Expenses of Visitors<\/h4>

Helps cover reasonable and necessary expenses of visitors, such as a sibling or parents, if you or another covered person is injured in an auto accident.<\/p>\n<\/div>\n<\/div>

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Housekeeping and Home Maintenance<\/h4>

Helps cover costs if you or another covered person is unable to perform the housekeeping and home maintenance tasks normally done before an auto accident.<\/p>\n<\/div>\n<\/div>

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Damage to Personal Items<\/h4>

Helps cover the cost to repair or replace personal items (e.g., clothing, prescription eyewear, hearing aids, etc.) damaged in an auto accident.<\/p>\n<\/div>\n<\/div>

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Death Benefits<\/h4>

Compensates some family members if you or another covered person die due to an auto accident.<\/p>\n<\/div>\n<\/div>

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Funeral Benefits<\/h4>

Helps cover some funeral costs if you or another covered person die due to an auto accident.<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/section>

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\nNavigating the 2026 Coverage Shifts: A Visual Guide\n<\/h2>
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