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A Commercial Automobile insurance policy is required whenever a vehicle, regardless of ownership, is used to generate income. This could be a delivery vehicle, a contractor, a long hauler, etc. If you’re not sure how your vehicle should be insured an Ontario West Commercial Specialist can assist you. Individual and Farm vehicles as well as Fleets can be covered in case you are sued for an accident, for accidental damage to your vehicle due to a collision or weather, for theft or vandalism or glass damage and more.
Mandatory Automobile Liability coverage with limits of $2,000,000 is recommended along with mandatory Accident Benefits. Depending on the age and ownership status of your vehicle and your risk tolerance coverage for physical damage to your vehicle for Collision, Comprehensive or All Perils should also be included. Coverage for a replacement vehicle will round out your Commercial Automobile insurance package.
Policy Endorsements that extend coverage for down-time, driving record protection, carrying passengers, etc. can be added depending on your specific commercial operations. Garage Automobile Liability cover is also available for those whose operations include the care, custody or control of the vehicles of others.
Our team of caring and knowledgeable professionals will help you find the right coverage to suit your unique circumstances. Let's get started. Just click the link below and we'll reach back to you in a responsive and timely manner.
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